Trump-Konto Rechner
Berechne den geschätzten Wert des US-Kindersparkontos bis zum 18. Lebensjahr mit 1.000 $ Startguthaben, monatlichen Sparraten und Zinseszins.
Anspruchsprüfung für das 1.000 $ Startguthaben
Qualifiziert für Kinder, die zwischen dem 01.01.2025 und 31.12.2028 geboren wurden.
Cohort window: 2025–2028
Savings & Contribution Inputs
Compounded MonthlyAutomatically set to the statutory $1,000 federal grant.
Projected Balance Milestones
Illustration Only — Not Financial Advice: Projections represent hypothetical mathematical compound interest models based on published legislative guidelines. Past market returns do not guarantee future results. Speculative social media claims regarding private stock or company share distributions are unconfirmed by the US Department of the Treasury.
Year-by-Year Compound Growth Schedule
Detailed yearly progression of family principal deposits, interest earned, and year-end balance.
| Child Age | Calendar Year | Annual Deposit | Cumulative Principal | Interest Earned | Year-End Balance |
|---|---|---|---|---|---|
| Age 2 | 2027 | $1,200 | $2,200 | +$119 | $2,319 |
| Age 3 | 2028 | $1,200 | $3,400 | +$214 | $3,733 |
| Age 4 | 2029 | $1,200 | $4,600 | +$316 | $5,249 |
| Age 5 | 2030 | $1,200 | $5,800 | +$426 | $6,875 |
| Age 6 | 2031 | $1,200 | $7,000 | +$543 | $8,619 |
| Age 7 | 2032 | $1,200 | $8,200 | +$670 | $10,488 |
| Age 8 | 2033 | $1,200 | $9,400 | +$805 | $12,493 |
| Age 9 | 2034 | $1,200 | $10,600 | +$950 | $14,642 |
| Age 10 | 2035 | $1,200 | $11,800 | +$1,105 | $16,947 |
| Age 11 | 2036 | $1,200 | $13,000 | +$1,272 | $19,419 |
| Age 12 | 2037 | $1,200 | $14,200 | +$1,450 | $22,069 |
| Age 13 | 2038 | $1,200 | $15,400 | +$1,642 | $24,911 |
| Age 14 | 2039 | $1,200 | $16,600 | +$1,847 | $27,959 |
| Age 15 | 2040 | $1,200 | $17,800 | +$2,068 | $31,226 |
| Age 16 | 2041 | $1,200 | $19,000 | +$2,304 | $34,730 |
| Age 17 | 2042 | $1,200 | $20,200 | +$2,557 | $38,487 |
| Age 18 | 2043 | $1,200 | $21,400 | +$2,829 | $42,516 |
Trump Account vs. 529 College Savings Plan vs. Custodial UTMA/UGMA
How federal child savings accounts compare to traditional US college savings vehicles.
| Feature | Trump Account | 529 College Plan | Custodial (UTMA/UGMA) |
|---|---|---|---|
| Federal Seed Money | $1,000 (2025–2028 births) | $0 | $0 |
| Annual Contribution Limit | $5,000 / year | State-specific ($235k–$550k aggregate) | No limit ($18k gift tax exclusion) |
| Allowable Distributions | College, first home, business startup, Roth rollover | Strictly qualified education (tuition, room/board) | Any purpose benefiting the minor |
| Control at Age 18 | Transfers to child (for qualified uses) | Parent maintains ownership | Child assumes unrestricted control |
| Tax Treatment | Tax-sheltered compound growth | Tax-free growth for qualified education | Subject to annual "Kiddie Tax" limits |
Trump Account Guide: Eligibility, Contribution Rules & 18-Year Scenarios
Read our full editorial guide on the October 2026 auto-enrollment rollout and tax considerations.
Häufig gestellte Fragen zum Trump-Konto
Antworten zu Anspruchsberechtigung, Einzahlungsgrenzen, Zinseszins und Verwendungszwecken.
Explore More Free Tools on Toolstack
Client-side developer utilities, image converters, calculators, and educational engineering guides.
Word Counter
Count words, characters with/without spaces, sentences, and paragraphs in real time with reading speed metrics.
PDF Compressor
Reduce PDF document file size directly in your browser with zero server uploads.
Image Compressor & Resizer
Batch compress and scale JPG, PNG, and WebP images with custom quality settings.
URL Encoder & Decoder
Encode and decode query strings, special characters, and parameters with RFC 3986 percent-encoding.
JSON Validator & Formatter
Beautify, validate, minify, and auto-fix JSON syntax errors with real-time line/column diagnostics.
HEIC to JPG Converter
Convert Apple iPhone HEIC and HEIF photos to high-quality JPG directly in your browser.